repay
B1Pronunciation
UK
- /rɪpˈeɪ/
US
- /riˈpeɪ/
Description
- pay back
- settle a debt
- return a favor
- give back
- reciprocate
To repay someone means to give back what you owe, whether it is money, a favor, or kindness. If your friend pays for your lunch one day, you may want to repay the favor by treating them next time. It is not always about money; you can also repay kindness with kindness, or repay trust with loyalty and good actions. The idea is simple: something was given, and now you answer it by giving something back. A student might work hard to repay their parents' sacrifices, and a friend might help you when you once helped them.
The word "repay" carries a sense of obligation and balance. At its most basic level, it means to pay back money that was borrowed: "She promised to repay the loan within six months." But the word reaches beyond financial situations. It can also describe returning a favor, answering kindness with kindness, or giving someone a response that matches what they have done.
You might repay someone's hospitality with a thoughtful gift, repay a debt with regular payments, or repay kindness by helping someone in return. The word can also be used in emotional or moral situations: "He repaid her love with indifference" gives it a cold and painful tone, while "She repaid the kindness she received by volunteering at the shelter" gives it a warm one. In both cases, the idea is the same: one action is answered by another.
Historically, "repay" is formed from the prefix re- (again or back) and the root pay. That structure points clearly to its core meaning: giving back what is due. Often, the word suggests that something is being made even again, whether that is a loan being cleared, a favor being returned, or gratitude being shown through actions.
The word can sometimes appear in more negative settings too. Someone may repay kindness with betrayal, or repay care with silence. Whether the result is good or bad, to repay usually means that something given first is being answered later. Whether you are clearing a bill, returning a favor, or showing gratitude through what you do, the word is about meeting an obligation and giving something back.
Examples
- 1
Borrowing money
Can you lend me $20? I’ll repay you tomorrow.
- 2
Loan repayment
It took them years to repay the loan.
- 3
Personal debts
She worked extra shifts to repay her debts.
- 4
Gratitude
I can never repay my parents for everything they’ve done for me.
Pattern
repay someone for + help/support/kindness
give something back in return
- 5
Returning kindness
Let me buy you lunch to repay the favor.
Phrase
repay the favor
do something kind because someone helped you earlier
Forms and spellings
4 forms open this card.
Main spelling
- repayverb
Forms
- repaidpast tensepast participleverb
- repaying-ing formverb
- repaysverb